SBA Disaster Assistance Loan
The SBA provides low-interest, long-term disaster loans to businesses, nonprofit organizations, homeowners, and renters to help recover from declared disasters by repairing or replacing property and providing working capital.
Deadline
Rolling
Est. Time
1-3 hours for initial application
Source
SBA Funding Programs
Eligibility Requirements
Applicants must be located in a region that has received a formal disaster declaration from the U.S. government and demonstrate financial need or physical damage resulting from the event.
Who Can Apply
Small businesses, private non-profit organizations, homeowners, and renters impacted by a declared disaster.
Application Instructions
Applications are submitted through the official SBA Lending portal at lending.sba.gov. Users must identify their specific disaster declaration to begin the process.
Required Documents
- Completed loan application
- Tax returns
- Financial statements
- Proof of ownership or lease agreement
- Insurance information
Geographic Restrictions
Available to those located in officially declared disaster areas within the United States.
How to Stand Out
Ensure all financial documentation is accurate, complete, and filed promptly after the disaster declaration to avoid processing delays.
Risk Warnings
This is a loan, not a grant. You will be expected to repay the borrowed amount with interest. Ensure you have the repayment capacity before accepting.